altercation with a parking bollard

[blackers10]

hey guys

bad news from me today

i was at the shops/bowling alley with my girlfriend tonite and after having a PATHETIC attempt at bowling!! and then helping push start her friends boyfriends car(KC laser.. he left his lights on) ..

i went to pull out of the spot i reverse parked into earlier and forgot all about the 2 bollards next to me that blocked a "pedestrian zoned" space
i turned into it and it put a nice dent in my back left door and kept denting right into the middle of the back wheel

due to my wheels being wires i have diamond shaped thing in the middle that sticks out past the guards and rim and everything.. and this hit the bollard too knocking the car sideways (strong steel bollard now missing a bit of yellow paint)... and in the process has bent the back left wheel BACKWARD.. so it is turning left the whole time... (looks like all wheel steering)

im getting a quote from FTG for the parts to repair it (door.. and all bendables from a wheel being bent like that)

but if its a rather costly exersize.. im considering claiming it via insurance

will a claim like this send my already rating 6 (new to full comp insurance and had car since april with no prior insurance to make it cheaper) into the rating seven bracket??

and also due to being young and having 2 previous fines etc. i have an excess of around $1500...
can this be paid off?? or is it a lump sum??

thanks guys hope you can help
sorry about the long post